Course	AML/CFT for Banking & Financial Institutions
Duration	5 Days
Date	June 29- July 03,2026
Venue	Bangkok, Thailand
Investment	2,190 USD
Email	info@bctci.com
WhatsApp	+66 94 7800 807

Course Objectives:

By the end of this program, participants will be able to:

• Understand the global AML/CFT regulatory framework and FATF recommendations.
• Develop effective AML/CFT governance, compliance, and internal control systems.
• Strengthen KYC, CDD, EDD, sanctions screening, and customer risk profiling.
• Detect suspicious activities, red flags, and financial crime typologies.
• Improve transaction monitoring and STR/SAR reporting mechanisms.
• Manage AML/CFT risks in correspondent banking, trade finance, and digital banking.
• Understand terrorist financing, proliferation financing, and sanctions risks.
• Conduct AML/CFT investigations, compliance testing, and audits.
• Leverage technology, RegTech, AI, and analytics for AML effectiveness.
• Build a strong AML/CFT culture across banking operations.

Training Methodologies:

• Interactive Lectures
• Banking Case Studies
• FATF & Regulatory Analysis
• Group Discussions & Workshops
• Risk Assessment Exercises
• Scenario-Based Simulations
• AML Investigation Exercises
• STR/SAR Writing Practice
• Compliance Gap Assessment
• Practical Banking Examples

Personal & Organizational Impacts:

Personal Impacts:

• Enhanced AML/CFT expertise
• Stronger compliance and investigation skills
• Better regulatory understanding
• Improved risk-based decision-making
• Enhanced career progression in compliance and risk

Organizational Impacts:

• Stronger AML governance
• Reduced compliance failures and penalties
• Improved regulatory confidence
• Better fraud prevention mechanisms
• Enhanced reputation and correspondent banking relationships

Essential Takeaways:

• FATF compliance implementation
• Effective customer risk profiling
• Strong suspicious activity detection capabilities
• Better AML governance and controls
• Practical tools for financial crime mitigation
• Stronger sanctions and correspondent banking compliance

Course Outline:

AML/CFT FOUNDATIONS, REGULATORY FRAMEWORK & RISK ENVIRONMENT

Module 1: Introduction to AML/CFT & Financial Crime Landscape

• Understanding money laundering stages
• Placement, layering, integration
• Terrorist financing fundamentals
• Predicate offences
• Financial crime ecosystem
• Global AML challenges

Module 2: FATF Standards & International Regulatory Framework

• FATF 40 Recommendations
• Basel AML principles
• Wolfsberg Principles
• UN conventions and obligations
• Correspondent banking expectations
• Regulatory enforcement trends

Module 3: AML/CFT Governance in Banking Institutions

• Board oversight responsibilities
• Senior management accountability
• AML compliance framework
• Three lines of defense
• AML governance structures
• Compliance culture

Module 4: AML/CFT Risk-Based Approach (RBA)

• Enterprise-wide AML risk assessment
• Customer risk assessment
• Geographic risk assessment
• Product and channel risks
• Delivery channel vulnerabilities
• Residual risk management

Module 5: AML/CFT Laws, Penalties & Regulatory Expectations

• Banking regulations
• Criminal liabilities
• Civil penalties
• Regulatory enforcement actions
• Lessons from global banking failures
• Reputation and operational risks

CUSTOMER DUE DILIGENCE, KYC & CUSTOMER RISK MANAGEMENT

Module 6: Know Your Customer (KYC) Framework

• Customer identification requirements
• Beneficial ownership verification
• Customer onboarding controls
• Risk-based KYC
• Digital onboarding risks
• KYC remediation

Module 7: Customer Due Diligence (CDD)

• Standard due diligence
• Customer profiling
• Nature of business verification
• Source of funds
• Source of wealth
• Ongoing due diligence

Module 8: Enhanced Due Diligence (EDD)

• High-risk customers
• Politically Exposed Persons (PEPs)
• High-net-worth individuals
• NGO and charity risks
• Correspondent banking EDD
• Adverse media screening

Module 9: Sanctions Compliance & Screening

• OFAC sanctions
• UN sanctions
• EU sanctions regimes
• Watchlist screening
• Name matching risks
• Sanctions investigations

Module 10: Customer Risk Profiling & Monitoring

• Customer risk rating methodology
• Risk scoring models
• High-risk customer monitoring
• Trigger events
• Customer lifecycle monitoring
• Risk reassessment

TRANSACTION MONITORING, STR/SAR & FINANCIAL CRIME DETECTION

Module 11: Suspicious Transaction Detection

• Red flags in transactions
• Cash-intensive business risks
• Unusual transaction patterns
• Structuring and smurfing
• Third-party payments
• Behavioral indicators

Module 12: Transaction Monitoring Systems

• Rule-based monitoring
• Scenario setting
• Threshold monitoring
• False positives management
• Alert investigation process
• System optimization

Module 13: STR/SAR Reporting & Escalation

• Suspicious activity reporting process
• Escalation mechanisms
• Internal reporting obligations
• STR/SAR drafting
• Regulatory communication
• Confidentiality requirements

Module 14: AML Investigations & Case Management

• Investigation methodologies
• Evidence gathering
• Documentation requirements
• Case management systems
• Interview techniques
• Investigation reporting

Module 15: Fraud, Corruption & Bribery Risks

• Fraud typologies
• Internal collusion risks
• Corruption indicators
• Bribery schemes
• Insider threats
• Financial crime prevention

ADVANCED AML/CFT RISKS & BANKING VULNERABILITIES

Module 16: Correspondent Banking & Cross-Border AML Risks

• Correspondent banking risks
• Nested relationships
• Due diligence expectations
• Payment transparency
• Cross-border compliance
• De-risking challenges

Module 17: Trade-Based Money Laundering (TBML)

• Trade finance vulnerabilities
• Over and under invoicing
• Multiple invoicing schemes
• Phantom shipments
• Trade red flags
• TBML detection

Module 18: Terrorist Financing & Proliferation Financing

• Terrorist financing typologies
• Sanctions evasion
• Weapons proliferation financing
• Dual-use goods risks
• High-risk jurisdictions
• Detection mechanisms

Module 19: Digital Banking, FinTech & Virtual Assets Risks

• Digital banking vulnerabilities
• Mobile payment risks
• Cryptocurrency risks
• Virtual assets service providers
• Cyber-enabled financial crime
• FinTech AML controls

Module 20: Emerging AML Risks & Future Trends

• AI-enabled financial crime
• Deepfake fraud risks
• Synthetic identity fraud
• ESG-linked financial crime
• Cross-border risks
• Future AML landscape

AML AUDIT, COMPLIANCE TESTING & STRATEGIC IMPLEMENTATION

Module 21: AML Internal Controls & Compliance Testing

• Internal control systems
• Control effectiveness testing
• Compliance reviews
• Policy validation
• Monitoring effectiveness
• Corrective action planning

Module 22: AML Audit & Independent Review

• AML audit planning
• Risk-based auditing
• Audit sampling
• Audit findings
• Remediation tracking
• Regulatory preparedness

Module 23: AML Technology, Data Analytics & AI

• RegTech solutions
• AI in AML monitoring
• Predictive analytics
• Data quality management
• Machine learning use cases
• Automation opportunities

Module 24: Building an Effective AML/CFT Program

• AML policy framework
• Staff awareness
• Governance integration
• AML reporting structure
• Compliance KPIs
• Continuous improvement

Module 25: Banking AML/CFT Case Studies & Action Planning

• Global AML failures
• Major banking enforcement cases
• Lessons learned
• Group practical exercise
• Institutional action plan
• Final implementation roadmap